Health Insurance – Healthcare & Nursing

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Health Insurance, Medicare

The key terms of this Healthcare & Nursing course include Health Insurance, Medicare.

The cost of health insurance premiums during the first year of the ACA varied within states and across the United States. Which of the following describes the different types of plans that were offered?

C. Bronze, Silver, Gold and Platinum levels

Which of the following are individuals employed and trained to assist consumers in selecting and enrolling in a Qualified Health Plan (QHP)?

D. Navigators

Which of the following are essential health benefits required by all qualified health plans?

D. All of these are correct

As a result of the ACA a estimated 15 million individuals obtained health coverage from the beginning of the first enrollment period in October 2013 through March 2015, resulting in drop in the number of uninsured Americans to 10% from 17%?

A. True

Which of the following are examples of government funded health insurance programs?

D. All of these are correct

In 2014, a total of 23% of the federal budget was spent on Medicaid and which of the following?

C. Medicare

Which of the following best describes the method of funding for health care in the United States?

D. None of these are correct

What was the traditional method of reimbursement for health services before passage of the Affordable Care Act ( ACA)?

C. Fee-for-services

Which of the following groups of people eligible for Medicare?

B. Age 60 and older

Which group developed the first private hospital insurance plan in 1929?

D. Doctors

Which of the following has increased the prevalence of chronic and degenerative diseases?

B. Increased number of elderly

In 2014, what infectious agent was responsible for the largest epidemic in history and was spreading to the U.S. by healthcare workers employed in West Africa?

C. Ebola Virus

Treatment of chronic conditions in the elderly accounts for what portion of the total healthcare costs in the U.S.?

D. Three-fourths

Which of the following are two main factors associated with the increased prevalence of chronic and degenerative diseases?

C. Longevity and increased number of elders

What factors have contributed to a greater use of prescription drug use?

B. Medicare Part D

Which of these government-funded program is intended to provide individual healthcare for people with low incomes and who are uninsured.

B. Medicaid